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Kozeta is a 30-year-old married mother of two children, 14 and 12, and they both attend school even though majority of children in their Roma community don’t. She has been selling used clothes in their community’s market for the past ten years and the profit has been good, she claims.

She buys the clothes in the neighboring countries with help from her husband others in her community and resells them at the market in a major city in central Albania where they reside.

The loan of 120,000 Albanian Lek that she is applying for is to buy seasonal used clothes to resell.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 20
    View loans »
    Albania Loans Fundraising
  • $2,682,100
    Funds lent in using Kiva
  • 109.3
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Kozeta to buy used clothes to resell in her Roma market.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 14, 2012
Nov 18, 2012
Currency Exchange Loss:
Nov 17, 2013