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Khalida is a 39-year-old married woman. She helps her husband in running a grocery store located outside their home. The man shown in the photo is Khalida’s husband. They want to increase their inventory, as the population in their neighborhood has increased in the recent years.

When the couple started their relationship with Kashf five years ago, their store was small and had very few items. Over time, they have been introducing new items to the store and it has become popular in the community.

Currently Khalida has applied for a loan of Rs. 30,000. She wishes to add new racks to the store to increase storage capacity and to purchase a stock of rice and flour.

She has three children who are studying in different classes. The family is living a much better life than before because they are able to meet their expenses easily and maintain a good standard of life.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 429
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 95.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Khalida to add new racks to the store to increase storage capacity and to purchase a stock of rice and flour.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Nov 18, 2012
Currency Exchange Loss:
Nov 17, 2013