Kalume is a 38-year-old married man. He has 2 children. He describes himself to be an honest man. He operates a retail store where he sells home products such as maize flour, sugar, salt, steel wire, etc. His business is located in a rural area and his primary customers are local residents from the village. He describes his biggest business challenge to be the high prices of home products.
He will use the Kes 50,000 loan to buy home products. His business goal is to run another retail store within 5 years. He hopes that in the future, he will improve the living standards of his people. This is his second loan with SMEP DTM. Previously he had taken a loan of Kes 20,000 which he managed to pay.