Bernard is a 23-year-old single man. He describes himself to be a confident and focused man. He operates an internet café where he provides internet services to customers. He has been involved in this business for 1 year. His business is located in a busy area and his primary customers are the youth (young people). He describes his biggest business challenge to be insufficient funds for improving the business.
He will use the Kes 50,000 loan to buy computer accessories and tapes. His business goal is to run a similar internet café within 5 years. Previously, Bernard had taken a loan of Kes 20,000 which he managed to pay successfully.