Nipagagnon 2 Group
In order to satisfy the needs of their increasingly numerous and demanding clients, the members of the group decided to join the loan program of the microfinance instiution Soro Yiriwaso. This is their 1st group loan.
Madame GNEFILA (1st woman standing on the photo from left to right) excels in selling soap. She is much sought after in this activity.
She plans to use this loan to buy 10 bags of traditional kabakourouni soap and 3 bags of a different quality BT soap. She gets her supplies from Kimparana. She sells for cash, retail and credit to a mixed customer base.
With this loan, GNEFILA hopes to achieve an average monthly profit of 20,000 FCFA that she will use to reinvest in her business and help her husband in looking after the household needs.
Dans le but de satisfaire le besoin de leurs clientèles de plus en plus nombreuses et exigeantes, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso et sont à leur 1 er prêt solidaire,
Madame, GNEFILA (1 ère femme debout sur la photo de la gauche vers la droite) excelle dans la vente de savons. Elle est très sollicitée dans son activité.
Elle compte utiliser son prêt pour acheter, 10 sacs de savons (kabakourouni) et 3 sacs de savons (BT) d’une autre qualité elle s’approvisionne a Kimparana. Elle effectue ses ventes au comptant, en détail et à crédit à une clientèle mixtes.
Avec ce prêt, GNEFILA espère réaliser un bénéfice mensuel moyen
de 20.000 FCFA qui sera utilisé pour être réinvesti dans l’activité et aider son conjoint dans la prise en charge des besoins du foyer.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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