Vilyat is 43 years old and lives with his wife and two sons aged 5 and 6. He has been running a butcher shop for 7 years. He purchases livestock from local herders and sells the meat at the local central bazaar.
Vilyat does not just purchase and sell livestock, he also breeds the sheep to make them bigger and then sells them to retailers. He alone supports his family, and he wishes to increase his working capital and income to cover his family expenses and children's upbringing. Vilyat is requesting a loan of 1600 AZN to purchase a 1 year old sheep. He is a hardworking, responsible man who believes that if a person works hard, life treats him better.
About VisionFund AzerCredit:
Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.
While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.
AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.