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Maria Margarita
María Margarita is 49 years old and lives with her son and grandchildren. She sells “pupusas” made with rice and corn. María has several years of experience in this business, which has given her the opportunity to generate more income. Her “pupusa” shop is located in what is considered to be a good place. She has many customers who prefer to do business with her because the “pupusas” she sells are delicious and served warm. In addition, she offers affordable prices and very quick service.

María is a woman who is dedicated to her work. She is willing to do everything she can to fulfill her dreams since her family is the most important part of her life. In recent weeks, the deteriorated condition of her home has made her family uncomfortable. Her house is in need of repairs that need to be completed as quickly as possible to make it more secure. María says that her greatest secret is that perseverance has allowed her to become successful. She needs to invest in her home, but she does not have sufficient capital. For this reason, she is requesting a loan from Apoyo Integral in order to buy cement, bricks, tiles, tools, and other materials.

María Margarita has good credit references and has been responsible in repaying her debts. She has faith that she can provide her family a better quality of life.
View original language description ↓
María Margarita cuarenta y nueve años de edad vive junto a su hijo y nietos ella se dedica a la venta de pupusas de arroz y maíz, tiene varios años de experiencia en el negocio y eso le ha dado la oportunidad de obtener siempre las mejores ganancias, la pupusería esta ubicada en un lugar que califico como bueno para su trabajo ya tiene mucha clientela pues las personas la prefieren porque vende las pupusas mas ricas y calientitas de la zona además tiene los mejores precios, y el servicio mas rápido; María es una mujer entregada a su labor, dispuesta a dar todo de su parte para cumplir sus sueños lo mas impórtate en su vida es su familia y en las ultimas semanas el deterioro de su vivienda ha incomodado la tranquilidad de su familia, la casa necesita reparaciones y quiere realizarlas lo mas pronto posible para la seguridad en su hogar, su mas grande secreto es la perseverancia, sabe que así alcanzara el éxito, necesita invertir pero no posee de suficiente capital por eso le solicita a INTEGRAL un crédito que le permita comprar cemento, ladrillos, tejas, herramientas etc. María Margarita tiene buenas referencias de pago y se hace responsable de cancelar la deuda y a la vez tiene fe que podrá darle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $4,900
    Average annual income
  • 659
    View loans »
    El Salvador Loans Fundraising
  • $22,068,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Maria Margarita to buy cement, bricks, tiles, tools, and other materials.
68% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 12, 2012
Listed
Dec 3, 2012
Currency Exchange Loss:
N/A