Update on Moisés ÁngelMoisés Ángel lives with his family. He has been making and selling shoes for several years. He has gained a lot of valuable sales experience, and this has rewarded him with very good income. He sells from a place that he described as being very good for his business in different areas of the community where he lives. He has a lot of clientele. People prefer him because he has quality products at a very good price, and he provides excellent service.
Moisés is known for his great kindness and honesty. He is an enterprising man who is devoted to his work. He is always looking for the best alternatives that will help him find a more prosperous future. Every day he puts forth maximum effort because he knows that this is the only way to achieve what he desires.
Lately sales have increased, and he wants to take advantage of this in order to make a new investment. That is why he is requesting a loan from Integral. The loan will allow him to buy leather, glue, and soles, etc. Moisés Ángel has excellent payment references, and he is very responsible. He affirms that he will be able to repay the debt, and he trusts that he will give his family a better life.
Previous Loan DetailsMoisés Ángel is fifty five years old. He repairs and makes shoes for men, women and children, in all sizes, according to the customers' taste. He has been doing this work for several years and has valuable experience that allows him to have a high grade of quality in his labor. His business is… More from Moisés Ángel's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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