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Pov's Group
In this Group: Pov, Mom
Pov is 57 years old and married. She is a mother of five children, one of whom is dependent and still in school. To make a living, she and her husband have been farming rice for twenty-eight years and supplement their family’s income by raising chickens to better support their big family. They are able to earn about 30,000 KHR per day and manage to save about 15,000 KHR per day after deducting expenses.

Pov’s group consists of two female members who live in the same village of the Thmor Koul district of Battambang province. She is on her eighth loan cycle with Kiva’s Field Partner, VisionFund, while the other member is on her second cycle. The past loans have helped her family to obtain sufficient food.

Now leading her group to apply for another loan, Pov, the leader, will use her portion to buy fertilizers and pesticides for her farmland and will use a portion of it to buy chicken feed. She hopes that this loan will enable her to earn a large income to improve her standard of living and keep her child in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 3,998.6
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Pov's Group's $575 loan helped a member to buy fertilizers and pesticides for her farmland, as well as chicken feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Dec 1, 2012
Currency Exchange Loss:
Oct 17, 2013