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Sinet is a 29-year-old, married mother, who lives with her husband in a rural area of the Dambae district of Kampong Cham province, Cambodia. She has two children, who are dependent on her and still in school. The main source of the family’s income is cassava planting on 2.5 hectares of farmland. Sinet has been in this business for several years, to make a living. Her daily income is approximately 24,000 KHR per day, and Sinet can manage to save about 7,000 KHR per day, after offsetting daily living expenses.

Sinet has been a member of VisionFund for five loan cycles. She completely paid back the past loan, which helped her to relieve her family’s burdens and improve their livelihoods. Now she is asking for another loan with VisionFund, in the amount of 2,000,000 KHR. With this new loan, she will buy fertilizers for her farmland and pay for farm labor, and she wants to buy an additional plot of farmland for her farming business. Sinet hopes to grow her rice more fruitfully and timely, so as to better her standard of living and to keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 198
    View loans »
    Cambodia Loans Fundraising
  • $37,044,750
    Funds lent in using Kiva
  • 3,998.6
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Sinet to buy fertilizers, pay for farm labor, and buy an additional plot of land for farming.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Oct 17, 2012
Dec 1, 2012
Currency Exchange Loss:
Jun 17, 2013