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3.11.201.thiệu Ngọc Group
In this Group: Thơm, Duyên, Thơm , Phương
Thơm works in agriculture, farming poultry and cattle. She has been involved in this business for seven years and she is requesting a loan to purchase baby poultry to raise and to sell in the future.

Thơm is 35 years old and married with two children. She supports two dependents with her business, located in Thieu Hoa district, a rural town in Thanh Hoa province.

Thơm is the group leader of the 3.11.201.Thiệu Ngọc solidarity group, which consists of four members. In 2010, she joined Thanh Hoa Fund for Poor Women to improve her business. She has successfully repaid three loans.

One of the most critical business difficulties that concern her is the lack of capital. With her business profit, she hopes to make enough money to provide for her kids, for her business to do well and to be able to buy more supplies and equipment for her business.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 98
    View loans »
    Vietnam Loans Fundraising
  • $14,728,425
    Funds lent in using Kiva
  • 20,834.1
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 3.11.201.thiệu Ngọc Group's $1,225 loan helped a member to purchase baby poultry to raise and to sell in the future.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 4, 2012
Nov 26, 2012
Currency Exchange Loss:
Dec 17, 2013