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Update on Miriam

Miriam belongs to the Sr. de los Temblores III communal bank. She continues with her snack business. She sells soda, juice, sandwiches, "empanadas" [small pies], fruit, and other snacks. Her business is located in the center of town. She has been in this business for a long time and it's going well for her, thanks to the effort she makes every day.

She wants her business to grow and she wants to finish her academic program. She's a responsible and hardworking person, this being how she gets ahead.

She's requesting the loan to buy soda for her business. She's grateful for her loan and pledges to make her payments punctually.
View original language description ↓
La socia pertenece al banco comunal SR DE LOS TEMBLORES III, la socia continua con su negocio de snack ella vende lo que son gaseosas,jugos,tortas,empanadas,frutas entre otros , su negocio esta ubicado por el centro de la ciudad ,ya es buen tiempo que la socia esta en este negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio,la socia desea que su negocio cresca y terminar pronto su carrera,la socia es una persona responsable y empeñosa siendo de esta forma que la socia sale adelante.
La socia solicita el credito para la compra de gaseosas para su negocio.
La socia se siente agradecida por el credito otorgado y se compromete a cumplir con sus cuotas establecidas.

Previous Loan Details

Miriam is both a dedicated student and an entrepreneur. She is 22 years old and nearly done with her degree in secretarial techniques. Simultaneously, she has been running a “snack” shop for the last 1.5 years. She is requesting a loan in order to purchase inventory for her store, such as fruit, ... More from Miriam's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 124
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Miriam to buy soda.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Nov 18, 2012
Currency Exchange Loss:
May 17, 2013
This photo was used before for a previous loan for Miriam. It was first posted on Kiva on Apr, 2012. Learn More