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Elmer, 34, is married with two children aged 5 and 6. He is a welder and works in a workshop in the town of Junta Pirai. This is his first cycle with the institution.

Elmer will use this loan to purchase a motorcycle, which he needs to be able to carry out his work efficiently and fulfill his contracts. The motorcycle will enable him to travel quickly between his home and his work, as he has a long distance to cover each day. He works in a rural area and the roads are in a poor condition for vehicles, therefore a motorcycle will be very useful.

Elmer is applying for this loan to continue to improve in his work. He is a very hardworking person and is grateful for the opportunity to take a loan, as his job is his only livelihood.
View original language description ↓
El Sr. Elmer tiene 34 años casado con dos hijos que tienen las edades de 5 y 6 años, el tiene la actividad de soldador trabaja en un taller de la localidad de Junta Pirai, este préstamo es su primera secuencia dentro de la institución, el Sr. Elmer va a utilizar este préstamo para la compra de una motocicleta, que le hace mucha falta ya que esto le permitirá realizar su trabajo de manera eficiente ya que tiene contratos que cumplir, y esto le permitirá movilizarse de manera rápida de su casa a su trabajo como también cuando realiza trabajos a domicilio ya que son distancias largas que tiene que recorrer, como es del área rural las distancias entre localidades son muy largas y el camino no está en buenas condiciones para que entren movilidades por lo que una motocicleta es de muy buena utilidad, su razón para solicitar este préstamo es seguir mejorando en trabajo, el Sr. Elmer es una persona muy trabajadora se siente feliz por la oportunidad brindada en la otorgación del crédito ya que esta es su única actividad que le permite mantenerse.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 138
    View loans »
    Bolivia Loans Fundraising
  • $33,310,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Elmer to purchase a motorcycle to help travel to his work.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 26, 2012
Nov 18, 2012
Currency Exchange Loss:
Oct 17, 2013