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Rosa Concepción
Doña Rosa is a small merchant who for eight years has sold fruit, vegetables, and basic grains. She started out with very little money selling plantains, tomatoes, and onions and little by little, thanks to her perseverance and dedication to her work, her business has improved. Nonetheless, higher demand means more customers and that's why she needs some capital right now to provide her customers with a wider variety of goods such as grains, rice, beans, corn, etc. She's a capable person who likes her work, handles her clients well, and dreams of having an establishment where her customers feel satisfied. That's the way she plans to improve her family's living conditions and provide the best food and education to her children.
View original language description ↓
doña Rosa es una pequeña comerciante que se dedica a vender frutas, verduras y granos básicos desde hace ocho años.

Su actividad comercial la empezó con poco dinero, vendiendo plátanos, tomates y cebolla, y poco a poco gracias a la perseverancia que mostró en el desempeño de su trabajo su negocio ha mejorado.

Sin embargo la demanda ha crecido y de igual forma el número de sus clientes, por lo que en estos momentos ella necesita capital de trabajo para brindar a sus clientes una variedad de productos como;granos básicos, como arroz, frijoles, Maíz

Es una persona que sabe lo que hace, le gusta su trabajo, maneja muy bien a sus clientes, y sus sueños es tener un establecimiento en el que sus clientes se sientan satisfechos, y de esta forma contribuir al mejoramiento de las condiciones de sus familia, en brindarle una mejor alimentación y educación a sus hijos.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 91
    View loans »
    Nicaragua Loans Fundraising
  • $24,771,875
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Rosa Concepción to buy basic grains like rice, beans, and corn.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 12, 2012
Listed
Nov 17, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 21, 2013