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Fulgencia Mercedes
Ms. Fulgencia Mercedes has worked at a medical center for 25 years and is a single mother of three children, ages 28, 25, and 19. Fulgencia Mercedes leaves her house at 6:40 in the morning and starts her work at 7:00, finishing at 3:00 pm. She has the same schedule Monday through Friday. Fulgencia Mercedes is one her second loan with Ceprodel [Kiva Field Partner] to pay the medical expenses she faces for a surgery she needs for one of her knees. She needs this surgery to avoid further complications that could harm her health.
View original language description ↓
La señora Fulgencia Mercedes, trabaja en un centro hospitalario desde hace 25 años, es madre soltera de tres hijos de edades 28,25 y 19 años.

La señora Fulgencia Mercedes sale de su casa a las 6:40 am inicia sus labores a las 7:00 am finalizando a las 3:00 pm con este mismo horario de lunes a viernes.

La señora Fulgencia Mercedes es el segundo crédito que solicita a Ceprodel para cubrir gastos Médicos ya necesita hacerse una cirugía en una de su rodilla para evitar complicaciones futuras que le perjudiquen su salud.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,101,575
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Fulgencia Mercedes to pay for medical expenses for her surgery.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Nov 17, 2012
Currency Exchange Loss:
Dec 21, 2013