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Migdalia De Carmen
Migdalia is a small business owner who sells fried food such as tacos, enchiladas, grilled meat and other typical Nicaraguan dishes.

She started her business with her own savings, using money she earned working selling staple foods for a distribution company in the city of San Rafael del sur.

The idea of having her own business came about when she lost her job, but it became an opportunity to start her own business.

At the moment she needs some funding to buy fruit, vegetables and oil with the aim of providing a good service and improving her family's conditions.
She lives with her partner and has three school-age children.
View original language description ↓
Doña Migdalia es una microempresaria que tiene por negocio brindar servicio de venta de comida fritas tales como tacos, enchilada, carne asada, entre otras comida típicas de Nicaragua.

Su negocio lo empieza con ahorros propios, dinero que obtuvo por trabajar como vendedora de granos básicos en una distribuidora de la ciudad de san Rafael del sur.

La idea de tener su propio negocio nace a raíz de quedar en el desempleo, sin embargo fue una oportunidad que se le presento para tener su propia actividad de negocio.

En estos momentos necesita un financiamiento para comprar frutas, verduras, aceite, esto con el objetivo de brindar una atención oportuna y permitirle mejorar las condiciones de su familia.
Su estado civil es acompañada y tiene tres hijos en edad escolar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $23,624,275
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Migdalia De Carmen to buy vegetables, meat and oil.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 5, 2012
Nov 17, 2012
Currency Exchange Loss:
Oct 17, 2013