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Cindy Marely
Cindy has an eatery, a business she started a year ago, which offers a variety of traditional Nicaraguan dishes. Before she opened her own business, she worked in an eatery where she learned how to cook and manage a place so she has had experience running a restaurant.

Nevertheless, despite being young, she has the initiative to create her own business where the service she offers has been well received. She has a gift for making tacos, which is a well-known food in the area of San Rafael. The taco consists of preparing ground meat and then filling the tortilla with the meat before frying it in oil.

Cindy needs cash in order to purchase construction materials to build her house. She will use the loan and some savings she had along with financial help from her partner.
View original language description ↓
doña Cindy tiene un local de comideria, negocio que tiene un año de estar funcionando, ofreciendo una variedad de comidas típicas nicaragüenses.

Ella trabajo antes de poner su negocio, en una comideria donde aprendió a cocinar y la administración de este local, por lo que cuenta con experiencia en el manejo de un restaurante.

Sin embargo a pesar de ser joven, tiene la iniciativa de crear su propio negocio donde ha tenido una gran aceptación en el servicio brindado, ella tiene el arte de poder hacer, tacos, que es una comida muy conocida en la zona de San Rafael, el taco consiste en la preparación de carne desmenuzada y luego rellena la tortilla con esta carne y la hecha a freí en aceite.

Necesita efectivo para comprar algunos materiales de construcción para construir su vivienda con el préstamo y unos ahorros que tenia con el apoyo económico de su pareja.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,770,775
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Cindy Marely to buy constructions materials such as sand, cement, stone, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Nov 17, 2012
Currency Exchange Loss:
Dec 21, 2013