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America
América, 54, is a woman who really wants to get ahead and provide a better quality of life for her family. She is married to Julio who works and is the father of her two children. Together they live comfortably in their own home with their younger child Luís, aged 12. América's work is selling food in the evenings, such as “juanes” (rice wrapped in leaves), grilled fish, noodles and other things. To do this she puts up a table outside her house, where she serves her customers in a friendly manner. Her customers are mainly neighbours and passers-by.
She says she has had to stop working temporarily for health reasons, but she will be starting up again in the weeks to come.
She has been running this business for more than six years, and started with her own capital, later growing her business through loans. She thinks her business is quite profitable because she is in demand and is well known and sought-after in her area. Her neighbours have been asking her to start up again.
In light of how profitable her business is and the orders she receives, she would like to start and continue to grow her business, and in the future be able to open a ceviche restaurant as she likes cooking. For this reason she has asked for the loan to firm up her plans. She also is committed to being responsible with the re-payment terms. With the 2000 nuevos soles she has requested, she will invest in the purchase of utensils for her business, such as pans, glasses, plates and other things, as well as chairs and tables and also ingredients that she needs to prepare her dishes. She seeks out low prices for her purchases by paying in cash and buying in bulk.
View original language description ↓
América, de 54 años de edad, es una mujer con muchas ganas de salir adelante y brindar una mejor calidad de vida a su familia. Está casada con Julio quien es empleado y padre de sus 2 hijos. Juntos están cómodamente instalados en su propia casa en compañía de su hijo menor Luís de 12 años de edad. La actividad que realiza América es la venta de comidas por las noches como “juanes” que es arroz envuelto en hojas, pescados asados, tallarines y otros. Para eso instala una mesa en el frontis de su casa donde atiende muy amablemente a todos sus clientes que en su mayoría son sus vecinos y transeúntes de la zona.
Comenta que ha suspendido temporalmente sus actividades por problemas de salud, pero lo estará retomando en el transcurso de las semanas.
Lleva más de 6 años en éste negocio, empezando con un capital propio, luego fue creciendo con préstamos. Considera a su negocio bastante rentable por la demanda que tiene ya que en su zona es muy conocida y solicitada, siendo sus vecinas quienes le piden que retome su negocio.
Por tanto, viendo lo rentable que es su negocio, y los pedidos que tiene, desea empezar y continuar hasta hacerlo crecer y en un futuro poder abrir una cebichería ya que le gusta la cocina. Por tanto solicitará un crédito para concretar sus planes. Asimismo se compromote en ser responsable con el pago de sus cuotas.
Con el monto solicitado de 2000 nuevos soles, lo invertirá en la compra de utensilios para su negocio como ollas, vasos, platos, y otros, además de mesas y sillas, también ingredientes necesarios para la preparación de sus comidas buscando precios bajos por sus compras al contado y en volumen.

About Peru

  • $6,715
    Average annual income
  • 91
    View loans »
    Peru Loans Fundraising
  • $56,035,200
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped America to buy pans, glasses, plates and other things, as well as chairs and tables and also ingredients to prepare food.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 9, 2012
Listed
Nov 26, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 20, 2013