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Maria Norma
Maria lives in southern Guayaquil, in an area called Isla Trinitaria. She is married and has three children who are all adults and therefore independent. She began her business selling general groceries 15 years ago when she decided to open a grocery store after seeing the needs of her neighborhood as there wasn't a grocery store near her home. Currently, she works alone from Monday to Sunday from 8 a.m. to 9 p.m. With the loan, Maria will buy rice, oil, sugar, drinks, meats, etc. Her future goal is to own a mini market and in that way increase her clientele.
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María vive en el sur de Guayaquil en una zona llamada la Isla Trinitaria, es casada y tiene 3 hijos que son mayores de edad por lo que son independientes. Ella comenzó su negocio de venta de víveres en general ya hace 15 años atrás decidió implementar su tienda de víveres en general al ver las necesidades su barrio porque no había ninguna tienda de víveres cerca de su casa. En la actualidad ella trabaja sola de lunes a domingo de 8 de la mañana hasta las 9 e la noche. Con el préstamo María comprara arroz, aceite, azúcar, bebidas, carnes etc. Su meta a futuro es poder tener un mini market para así poder incrementar sus clientes.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 91
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Maria Norma to buy rice, oil, sugar, drinks, meat, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 16, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 21, 2013