El Terrenito De La Cebolla Group
The woman who appears in the photo with a green vest and silver colored skirt is not a member of the solidarity group; she is the mother of Sr. Jose and helps her son with his agriculture business. The solidarity group president is Sr. Jose. He defines himself as a hardworking, humble, and responsible person who has the unending love of his family and neighbors. These attributes are the reason why Jose is greatly admired by his compatriots.
Jose’s dream is to become a major onion producer. He hopes to have a large piece of land where he can plant and harvest his own onion crops that are of good quality. Jose would use the earnings to provide a college education for his children.
Es por ello que solicitan el presente credito para comprar semilla de cebolla de buena calidad para mejorar su produccion y ademas sembrar en otro terrenito que tienen para poder lograr que su produccion sea mayor que la de otras veces y obtener mejores ingresos para satisfacer las necesidades de su familia.
La señora que se encuentra en la foto, con vestimenta de color verde y falda ploma,no es miembro del grupo solidario es la madre del presidente el Sr Jose, la cual brinda su ayuda en las tareas de la agricultura junto a su hijo.
Este grupo solidario tiene como presidente al Sr. Jose el cual se define como una persona muy trabajadora, humilde, responsable y con infinito amor hacia su familia y sus semejantes, es por estos atributos que Jose, se ah hecho merecedor al aprecio de sus coterraneos.
El sueño que Jose tiene es logar a ser un productor de cebolla muy importante, tener un terreno muy grande donde el pueda sembrar y cosechar su propia cebolla de buena calidad, y con estos ingresos darles a sus hijos la educacion universitaria.
About FODEMI, a partner of World Vision InternationalFODEMI is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid