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Jesugnon(Aa3) Group
In this Group: Jacqueline Oumè, Lydia, Sévérine
JESUGNON(AA3) is a three-person group whose members all live in the same neighborhood. Jacqueline Oumè is 37 and is married to Joseph. Jacqueline Oumè went to school until high school. The couple has five children (one dependent), and all of them go to school. Jacqueline Oumè and her husband live with their dependent child and take care of their various household expenses.

Jacqueline Oumè has been selling various products and beverages in an area of Bénin for nearly 10 years. Jacqueline Oumè works enthusiastically, and this allows her to meet her needs as well as those of her children. Jacqueline Oumè buys her supplies in a market in Bénin.

With the goal of satisfying her clients, Jacqueline Oumè is asking for a fifth loan with ALIDé along with the other members of JESUGNON(AA3). This loan will help her better respond to the needs of her clients and to increase her profits. Her previous loans have been reimbursed.
View original language description ↓
JESUGNON(AA3) est un groupe de trois personnes, dont les membres résident dans le même quartier. La représentante du groupe, Jacqueline Oumè est âgée de 37 ans et est mariée à un certain Joseph. Jacqueline Oumè a fréquenté jusqu’au niveau secondaire. Le couple a cinq enfants tous scolarisés dont un reste à leur charge. Jacqueline Oumè et son mari vivent ensemble avec leur enfant et assurent ensemble les différentes charges de la maison. Il y a près de dix ans que Jacqueline Oumè vend divers produits et des boissons dans un quartier du Bénin. Jacqueline Oumè exerce cette activité passionnément, ce qui lui permet de subvenir à ses besoins et à ceux de ses enfants. Jacqueline Oumè s’approvisionne dans un marché du Bénin. Dans la quête de la satisfaction de sa clientèle, Jacqueline Oumè sollicite ensemble avec les autres membres du groupe JESUGNON(AA3), un cinquième crédit auprès de ALIDé. Ce crédit leur servira à mieux répondre aux demandes de leur clientèle et à se faire plus de profits. Les prêts antérieurs reçus ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 514.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Jesugnon(Aa3) Group's $675 loan helped a member to buy various products and beverages.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 19, 2012
Listed
Nov 19, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 19, 2013