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Get Started Initiative Group
In this Group: Juliet, Isaac, Peninnah, Damalie, Kassim, Loy, James, Vivian, Ambrose, Roseline, Sarah, Abisagi, Rose Mary, Prisca, Florence
Get Started Initiative Group is located on the outskirts of Kampala in one of the low income areas. The group includes both males and females with different businesses.

Kassim is a 55-year-old married man with 7 children and 3 dependents who are orphans. Kassim sells cereals (simsim or sesame, sorghum and groundnuts) near the roadside. He started just with the little capital of 90,000 UGX and has gradually increased so that he can even get a loan of 500,000 UGX.

He wants the loan to pay tuition for his children in university and also to complete his house. His main clients are restaurants and households for daily consumption. His major challenge is the continuous price fluctuations of the cereals. He also spends a lot of money on renting a pounding machine, apparently. He hopes that he will be able to own his own machine using the next loan so as to reduce the cost of renting.

He is promising to pay all his loan installments on time. The 12 members in the picture comprise 80% of the group. They all signed the Kiva waiver, and Kassim is the 6th from the left in a white shirt.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 203
    View loans »
    Uganda Loans Fundraising
  • $31,441,175
    Funds lent in using Kiva
  • 2,610.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Get Started Initiative Group's $2,700 loan helped a member to pay tuition for his son in university and use some for completing the house.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Nov 17, 2012
Currency Exchange Loss:
Apr 18, 2013