Anatoliy works as a farmer. Since 1998, he's grown various cereal crops, such as wheat, barley and sunflowers. His wife and two oldest children assist him with running the business. Their first business expansion consisted of buying five milking cows. They're asking for a loan because now they want to buy a harrow with a pulverizer to plow and cultivate their field. In the future, they plan to purchase a tractor. Anatoliy also wants to start raising cattle.
Анатолий - фермер. С 1998 года занимается выращиванием зерновых культур таких как: зерно, ячмень, подсолнух.
Справляться по хозяйству ему помогает жена и двое старших детей.
Развитие деятельности начиналось с покупки пяти коров, которые давали молоко.
Анатолий с супругой решил приобрести дисковую борону к трактору, для вспашки и обработки своего земельного участка.
В планах на будущие: приобрести трактор.
В личных планах: Анатолий мечтает заняться животноводством.
Нуждается в вашей помощи для финансирования дисковой бороны для трактора.
About Agro Capital Management
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.
As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.