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Florence lives in Kampala, Uganda. She is single with eight children; five of them attend school. She does not look after any other family members.

She has been selling charcoal from home at retail for two years and works seven days a week. She does not have any other source of income.

She has requested a loan of UGX 400,000 from MCDT- SACCO to stock more sacks of charcoal for sale. Her challenges include seasonality. Her dream is to start selling green bananas as well. She joined MCDT because of the low interest charged on loans. She rents a house without access to electricity or piped water. Her major monthly expenses include rent and school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 287
    View loans »
    Uganda Loans Fundraising
  • $31,111,650
    Funds lent in using Kiva
  • 2,610.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Florence to buy more bags of charcoal.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Nov 17, 2012
Currency Exchange Loss:
Apr 17, 2013