Smbat is 20-year-old proactive young man. He lives with his parents in Goris, Armenia. Smbat is engaged in agriculture and is the only breadwinner in the family. He keeps 8 cows, a calf, and 40 sheep. Despite his young age, Smbat has big plans for the future and is working hard to achieve his goals and ensure a better life for his parents. Smbat has applied for this loan to purchase 2 cows and 10 sheep. The loan is very important for him because an increase of his livestock will give him an opportunity to earn more income and implement his future plans.
About SEF International
SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.