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Jumber is from the village of Martkopi of East Georgia. He is 48 years old and lives with his wife and three children. Her wife is unemployed and Jumber works as a driver locally to earn a monthly income. Besides his main job, Jumber runs a small dairy farm of one milk cow, whose milk is used in cheese products. The family sells the cheese at the local open market. Jumber works hard, but he still doesn’t have enough income to make some savings and improve the living conditions for his family.

Jumber requested credit for diversifying the family’s agricultural activities. He plans to purchase calves. He will feed them during winter months and sell them for a higher price in spring. The family will have more income. Jumber plans to make some savings from the earned profit, as he wants to improve the living conditions of his family

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $8,073,000
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Jumber to purchase calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Nov 16, 2012
Currency Exchange Loss:
Dec 20, 2013