Check out other loans that are currently fundraising!

Update on Hazel

This is Hazel. She previously accessed a 13,000 PHP loan that she used to buy additional stock of products needed in her business. Her earnings were a big help in their personal, household and business expenditures.

She would like to apply for another 15,000 PHP loan to buy additional stock of products like choppers, wonder mops, slicers, cutters, sponges and juicers. Her profits from her business will definitely help her to sustain their daily needs. Hazel looks forward to this financial increase with gladness and thankfulness in her heart.

Hazel dreams of becoming successful in her business. A harmonious relationship with her husband and a good education for their child is her dream for her family. She never fails to attend to the fellowship* every week as it inspires her to grow more spiritually and where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Previous Loan Details

This is Hazel, 25, a resident of Quezon City, Philippines. She is married to her husband Ruel, a sales representative, and mother to her only child. She, together with her husband, manages their household while operating the business. At this time, she is working hard to continually provide incom... More from Hazel's previous loan »

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 672
    View loans »
    Philippines Loans Fundraising
  • $63,147,100
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Hazel to pay for additional stock of products she needs in her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Nov 16, 2012
Currency Exchange Loss:
May 17, 2013
This photo was used before for a previous loan for Hazel. It was first posted on Kiva on Oct, 2011. Learn More