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Tiro Group
In this Group: Malidhia, Joseph, Zuhura, Omary, Nasra, Adelina, Ashura, Halima, Karim, Tausi, Malizia, Elisante, Sauda, Laheli, Kuruthum
Malidhia, who is in her early 30's, is married with three children who go to school. She has been running a cafe business selling food, juices, water, maandazi, vitumbua and chapati for two years now. She works from 6 a.m. to 8 p.m. daily, and she is able to make a good monthly profit.

This will be her third loan from Tujijenge Tanzania. She used the previous loans to increase the business stocks and opened a place for the business. (Previously, she used to sell as a vendor without premises, but now she has rented a room.) She has paid back all her loans successfully. She hopes for a loan to start selling new clothes door to door. Her dream is to one day be able to own a hotel and to send her children to good schools.

She will share this loan with her loan group "Tiro," which totals 15 members. The members of the group will hold each other accountable for paying back the loan. (Two of the clients were laughing, so their faces can not be seen clearly, but at least 13 clients can be seen.)

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 58
    View loans »
    Tanzania Loans Fundraising
  • $15,060,825
    Funds lent in using Kiva
  • 1,592.6
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Tiro Group's $5,325 loan helped a member to start selling new clothes door to door.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 12, 2012
Dec 1, 2012
Currency Exchange Loss:
Apr 17, 2013