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Marlon Jose
Marlon is deserving of being helped with a loan. The loan will solve the immediate need to build a room and a sewer in order to have better living conditions and a better standard of living.

He is married, and he works at the community health center. He also practices his profession as a telecommunication technician. These business activities have allowed him to progress with his family and to create a healthier atmosphere.

He is grateful to Ceprodel for the opportunity to fulfill his dream.
View original language description ↓
El señor Marlon, merece le apoyen con financiamiento, para solucionar la necesidad inmediata de construir un cuarto y sumidero para tener mejores condiciones y nivel de vida, es casado, labora en un centro de salud de la comunidad, también ejerce su profesión de técnico en telecomunicación, actividades que le han permitido desarrollar su familia y crearle un ambiente más saludable, agradeciéndole a ceprodel por la oportunidad de realizar su sueño.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,409,250
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Marlon Jose to buy construction materials and to pay for labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Nov 17, 2012
Currency Exchange Loss:
Nov 17, 2013