Yamileth is an enterprising woman. She works as an elementary school teacher and also owns her own business. She sells clothing and shoes of various sizes and styles at her home. She requests a loan from Ceprodel so that she can stock up her business and take advantage of the sales opportunities during this holiday season. She'll use the loan in order to purchase men's and women's boxer shorts, women's bathing suits, flat sandals, platform shoes, high heeled shoes, large makeup sets and nail polish.
That way she'll take advantage of the school vacation and work on her business full time, because it strengthens her household financial situation. Her salary doesn't allow her to improve her living conditions, and she does this through the other efforts she puts into her business.
Jamilet es una mujer emprendedora, labora como maestra de educación primaria, también tiene su propio negocio en su casa una tienda de Ropa y Calzado de diferentes tallas y estilos, solicita un financiamiento a ceprodel para incrementar el inventario de su tienda y lograr la oportunidad de negocio en estas fechas de navidad, el que lo utilizaría en la compra de Bóxer de damas, caballeros, bikines de dama, sandalias planas, plataforma, tacón fino, variedades Pons, estuche grande y pintura de uña.
De esta manera aprovechar las vacaciones escolares para dedicarle tiempo completo al negocio, ya que fortalece la economía del hogar por lo que su salario no le permite tener mejores condiciones de vida, si no a través de otros esfuerzos en las actividades comerciales.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.