On her own initiative and with a lot of hard work and dedication, Catherine works in her small business every day selling beauty products. She works from early in the morning. Catherine has a small space in her home where she makes her sales. She can work approximately eight hours a day and believes that her business is doing well because she has a good range of products and treats her customers in a friendly manner.
Catherine is very grateful to Kiva lenders because, thanks to their help, she will be able to buy merchandise for her business such as makeup, creams, cosmetics, talcum powder and other beauty products. This will enable her to have a better-stocked business and she hopes thereby to increase her sales and her income. This will be very helpful to her in gradually expanding her business and making progress.
Por iniciativa propia, con mucho empeño y dedicación, día a día Catherine trabaja en su pequeño negocio de venta de productos de belleza, ella trabajad desde tempranas horas de la mañana, Catherine cuenta con un pequeño espacio en su hogar donde realiza sus ventas, ella puede trabajar un aproximado de 8 horas y cree que le va bien por la variedad de productos y por el trato amable que brinda a sus clientes.
Catherine se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería para su negocio, tales como maquillaje, cremas, cosméticos, talcos, entre otros productos de belleza; de esta manera Catherine tendrá su negocio mejor abastecido, con ello espera poder aumentar sus ventas e incrementar sus ingresos económicos, los cuales le servirán de mucho para poco a poco poder ampliar su negocio y salir adelante.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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