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Luis
Luis, twenty-four, is a man of great enthusiasm with a zest for work. He's single and the father of little Diego, just three-year-old. Luis owns a wood-frame house and currently lives in the town of Santa Rosa. He has earned his living producing coffee and cacao for five years, and he's his own boss thanks to some parcels of land he managed to buy. Since he was very young he has been obsessed with work and the desire to succeed.

Luis generally works alone because there's not that much land and it's easily accessible. He likes being a farmer because he considers it honest work and a good and harmless way to make a living. Nevertheless, he does have to deal with periods when brokers are paying low prices for his product while he hopes for better next season. He wants to keep on working undefeated, so he needs to start out every season with seedbeds and guano fertilizer in order to produce a quality product.

Among his medium and long-term goals are, on one hand, to buy more land to expand production to a higher level, and, on the other hand, to open a grocery store in the city so he can rest a bit from farming while he's not needed on the farm. Luis has had four loans with MFP and is really grateful for their confidence, to which he intends to respond with punctual payments. Moreover, he completely approves of the communal bank's performance because the environment inspires collective responsibility.

Luis plans to use the 3000 soles to buy organic fertilizer and coffee and cacao plants for his seedbeds. He'll put the rest aside for a rainy day.
View original language description ↓
Luis de 24 años es un hombre de amplio entusiasmo y trabajo, soltero y padre de su pequeño Diego de tan solo 3 años. Es propietario de una vivienda hecha a base de madera, reside actualmente en la localidad de Santa Rosa. Lleva 5 años dedicándose a la producción de cacao y café, desempeñándolo de manera independiente gracias a unas parcelas logró adquirir desde muy joven obsesionado por el trabajo y las ganas de salir adelante.
Por lo general trabaja solo por no tener un terreno muy extenso y por ser un área de fácil acceso, asimismo le agrada trabajar como agricultor porque considera su labor una de las mas honestas y una buena manera de ganarse la vida sin hacerle daño a nadie. No obstante debe conformarse en ocasiones con el bajo precio que suelen pagarle los acopiadores por sus productos, esperando se mejore la situación en lo próximo.
Desea continuar con su labor de manera invicta, para el cual requiere como cada inicio de temporada contar con almácigos y guano de isla para obtener así un producto de calidad.
Dentro de sus objetivos a largo y mediano plazo esta por un lado adquirir mas parcelas para ampliar su producción a un rango mas amplio, por otro lado el de hacer realidad la apertura de una tienda de abarrotes en la ciudad para descansar un poco la actividad agrícola cuando no se requiere su presencia en el campo. Lleva consigo cuatro préstamos con MFP, esta muy agradecido por la confianza brindada, confianza a la que piensa responder con el pago puntual de sus cuotas. Por otro lado muestra su total aprobación sobre el desempeño de su banco comunal ya que existe un ambiente que inspira a la responsabilidad colectiva.
Con los 3,000 nuevos soles realizará la compra de abono orgánico, plantas de almácigo para cacao y café,y el dinero restante lo conservara como fondo personal para cualquier eventualidad.

About Peru

  • $6,715
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $55,238,100
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Luis to buy organic fertilizer and cacao and coffee plants for his seedbed.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 9, 2012
Listed
Nov 17, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2013