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Sergio
Sergio, who is 49 years old, lives in the community of Malambo, in the metropolitan area of Barranquilla. A musician by birth, he is part of the famous group "Tambó" from the community in the Atlantico department, where he plays the flute and the clarinet. He has performed with many renowned vallenato [folk music from the Colombian Caribbean region] artists, and one of his most strongly remembered collaborations is the chorus he recorded with a musical group for the soccer team of Barranquilla, "Junior tu Papá." Sergio, proud of his humble origins, remembers the times when he accompanied his father, who was from the countryside, to sell his harvest of pigeon peas directly in the market. This is where his experience as a businessman began. It was accompanied by his highest passion, which is music, which he also taught in the university of the arts. He feels satisfied for transporting the folklore of the Colombian Caribbean from one generation to the next.

Sergio makes his home with his wife, a hard-working woman who also knows about business. She sells a well-known product called "raspao" or flavored crushed ice at a school located in a nearby village. They have two children, ages 13 and 18. The adolescent is already connected to the musical arts, which he practices, and his beautiful daughter of 18 is the town queen, and he is very proud of them. Sergio also has a business where he offers internet services and sells related items such as stationery and cell phone recharges. He began it a year ago to increase the well-being of his family. His business opens its doors from 8 in the morning until 9 at night, and his principal customers are located in the community where he lives and the surrounding areas, where he and his family (who support him in everything) are very well known. Sergio is applying for a Kiva loan, his first financing, to invest in a candy shop and to begin building his credit history, which is his final goal, since in the past he had not had any loans, and he recognizes that this is necessary to make his business grow and generate a greater infrastructure of family entrepreneurship, which in the future will allow him to increase the quality of life of his family.
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Sergio de 49 años vive en el municipio de Malambo,area metropolitana de Barranquilla; músico de nacimiento, es parte del famoso grupo "Tambó" del Municipio del departamento de Atlántico, donde toca la flauta y el clarinete; él ha participado con muchos reconocidos artistas vallenatos y es uno de los que mas siente el coro que grabó con un grupo musical al equipo de futbol de Barranquilla : “Junior tu papá”. Sergio Halagado de su esencia, recuerda los momentos en que acompañaba a su padre, de origen de origen campesino, a vender directamente en el mercado sus cosechas de gandules; de allí nació su experiencia de negociante, la cual la acompañado con su máxima pasión que es la música y que también la enseña en la universidad de las Artes, sintiéndose satisfecho por trasladar de generación en generación, el folclor del Caribe Colombiano. Sergio conforma su hogar con su cónyuge, una mujer trabajadora, que también sabe de negocio y vende en un colegio ubicado en un corregimiento cercano, un producto muy conocido llamado "Raspao" o frapee de Hielo saborizado y tienen dos hijos en las edades de 13 y 18 años; el adolescente ya está conectado con el arte musical y lo practica y su hermosa hija de 18 es reina corregimiental y de ellos vive muy orgulloso. Sergio además tiene un negocio donde ofrece servicios de internet, y vende artículos afines como papelería y recargas a celulares, el cual inició hace 1 año, para aumentar el bienestar de su familia. Su negocio abre sus puertas desde la 8 de la mañana, hasta las 9 de la noche y su principal clientela está ubicada en la comunidad donde habita y en los alrededores de ella, donde él y su familia(que en todo lo apoya), son muy reconocidos. Sergio está aplicando a un credikiva, primer finaciamiento que hace, para invertir en dulcería, e iniciar la construcción de su historial crediticio que finalmente es su propósito, pues antes no había tenido crédito y reconoce que este es necesario para hacer crecer su negocio y generar una mayor infraestructura de emprendimiento familiar, que en el futuro le permita aumentar la calidad de vida de su familia.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

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About Colombia

  • $6,070
    Average annual income
  • 288
    View loans »
    Colombia Loans Fundraising
  • $14,063,675
    Funds lent in using Kiva
  • 1,822.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Sergio to invest in a candy shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 13, 2012
Listed
Nov 18, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 19, 2013