Mr. Pablo lives in the community of Churo in the province of Mizque of the Cochabamba Department. Pablo works exclusively in agriculture, and in his free time, he does masonry projects around his home. It is in this way that he is able to maintain it. The last harvest had climate problems (frost), and in the last few days, the crops have suffered from water scarcity and irrigation problems. The plots of potatoes and peas have been performing poorly, and this is causing big problems for the income of a family that is supported by agricultural production. Each year, he produces primarily peanuts, potatoes, onions, and corn. Pablo is a very well-liked and respected person where he lives, dedicated to agriculture as the way to move his family ahead. He is asking for this loan to expand his home, and in this way, improve his family's quality of life. This will improve his family's quality of life by giving them well-being. There are many people who live in mud homes, which brings many dangerous insects into the home. The roof is made of straw, and when it rains the roof falls in. This is why he wants the credit to improve his family and quality of life. He works in the small plots that he has with his wife, and also has a clear idea of how this loan will improve his living conditions. With this opportunity, he will make better investments that will allow him to do business with better economic value.
EL SEÑOR PABLO, VIVE EN LA COMUNIDAD DE CHURO DE LA PROVINCIA DE MIZQUE DEL DEPARTAMENTO DE COCHABAMBA, PABLO SE DEDICA EXCLUSIVAMENTE A LA AGRICULTURA Y EN TIEMPOS LIBRES A REALIZAR TRABAJOS DE ALBAÑILERÍA EN SU CASA Y ASÍ PODER MANTENERSE, EN LA ANTERIOR COSECHA TUVO PROBLEMAS CLIMÁTICOS DE HELADAS Y EN LOS ÚLTIMOS DÍAS HA SUFRIDO LA ESCASES DE AGUA DE RIEGO POR EFECTO, LAS PARCELAS DE PAPA Y ARVEJA HAN BAJADO DE RENDIMIENTO HACIENDO QUE LA PRODUCCIÓN SEA MÍNIMO POR EFECTO HIZO FRACASAR EN SUS INGRESOS ECONÓMICOS A LA FAMILIA QUE SE MANTENÍAN CON LA PRODUCCIÓN AGRÍCOLA. CADA AÑO PRODUCEN PRINCIPALMENTE MANI, PAPA, CEBOLLA, Y MAÍZ, PABLO ES UNA PERSONA MUY QUERIDA Y RESPETADA EN EL LUGAR DONDE VIVE, POR LO DEDICADO AL TRABAJO DE LA AGRICULTURA, CON EL CUAL SACA ADELANTE A SU FAMILIA, ÉL ESTÁ SOLICITANDO EL CRÉDITO PARA AMPLIAR SU VIVIENDA, DE ESTA MANERA MEJORARÁ LA CALIDAD DE VIDA (MEJORARA SU CALIDAD DE VIDA MEJORANDO SU CASA, ESTO CON EL MOTIVO DE DAR BIENESTAR A SU FAMILIA, HAY MUCHAS PERSONAS QUE VIVEN EN CASAS DE BARRO ESTO TRAE A MUCHOS INSECTOS PELIGROSOS ADEMAS TAMBIEN TIENE TECHO DE PAJA AVECES CON LAS LLUVIAS SUS TECHOS SE CAEN, PARA ESO ES ESTE CREDITO PARA MEJORAR LA CALIDAD DE VIDA DE EL Y LO MAS IMPORTANTE Y SU FAMILIA). TRABAJA EN LAS PEQUEÑAS PARCELAS QUE TIENE CON SU ESPOSA, TAMBIÉN TIENE LA CLARA IDEA DE QUE CON ESTE CRÉDITO MEJORARÁ LAS CONDICIONES DE SU VIVIENDA Y QUE EN LAS PRÓXIMAS OPORTUNIDADES REALIZARA INVERSIONES CON CRÉDITOS MAYORES QUE LE PERMITAN EMPRENDER NEGOCIOS CON UTILIDADES DE MAYOR VALOR ECONÓMICO.
CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.