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Wangnignigbe Group
In this Group: Delphine, Marina Clémence, Gbodourin Françoise
The WANGNIGNIGBE group is made up of three people who all live in the same neighborhood. The group's representative, Delphine (who is raising her hand in the photo), is 38 years old and mother of three children, all of whom live in her care. Delphine is a widow. She lives with her children.

Delphine has been selling foodstuffs and fruit from home for about ten years now. She stocks up at various markets in Benin. Her business allows her to support herself and her children without much difficulty.

Delphine and the other members of the WANGNIGNIGBE group are seeking a fourth loan from ALIDé in order to increase their working capital, strengthen their business, and better meet the demand of their customers. The previous loans were all correctly repaid.
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WANGNIGNIGBE est un groupe de trois personnes, dont les membres résident dans le même quartier. La représentante du groupe, Delphine (dont la main est levée sur la photo), est âgée de 38 ans et est mère de trois enfants, tous à sa charge. Delphine est une veuve. Delphine vit seule avec ses enfants. Depuis près de dix huit ans, Delphine vend des produits vivriers et des fruits à son domicile. Delphine s’approvisionne dans des marchés du Bénin. Cette activité lui permet de subvenir sans grande difficulté, à ses besoins et à ceux de ses enfants. Delphine et les autres membres du groupe WANGNIGNIGBE sollicitent pour une quatrième fois, l’appui financier de ALIDé en vue de renforcer leur fonds de roulement et leur activité et de mieux répondre aux exigences de leur clientèle. Les prêts antérieurs reçus ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 515.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Wangnignigbe Group's $900 loan helped a member to buy foodstuffs and fruit.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Nov 19, 2012
Currency Exchange Loss:
Sep 27, 2013