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Mahfirat Ergashevna M. lives in the city of Tursun-Zoda. She is 24 years old, married and has 2 children. Mahfirat sells fertilizer at the local market in Tursun-Zoda. This business is the sole source of income for her family since her husband is currently out of work. Right now Mahfirat needs to buy more fertilizer from wholesalers, and so she wants to take out this loan, which she will pay back in 12 months.

Translated from Russian by Anya Lyuksyutova, Kiva volunteer

Махмудова Махфират Эргашевна жительница города Турсунзаде. Возраст 24 года, замужем , имеет 2 детей. Клиентка занимается куплей продажей минеральных удобрений на местном рынке в городе Турсунзаде. Эта деятельность является единственным источником дохода ее семьи. Так как муж клиентки временно не работает. В данный момент клиентка хочет закупить у оптовых поставщиков товар.Для чего ей нужны деньги,поэтому она решила взять кредит сроком на 12 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 115
    View loans »
    Tajikistan Loans Fundraising
  • $29,875,725
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Mahfirat purchase of goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 28, 2008
Jul 23, 2008
Currency Exchange Loss:
Sep 15, 2009