Gabin Odjoulayé is 32 years old and lives in Benin. He is married to Augustine, a seller, with whom he has two children. The children do not go to school and they are both in the couple's care. In addition to their own children, Gabin Odjoulayé and Augustine have another child in their care. They live with their children and jointly take care of the needs of the household.
To provide for his family, Gabin Odjoulayé has been working as a construction electrician, in his region, for the past seven years. In addition to this activity, he also sells electric supplies, buying his goods in Nigeria.
In order to meet his customers' demand, and to boost his income, he is requesting a loan from ALIDé, for the third time. This loan will surely help him to raise his level of activity and to make more profits. His previous loans were duly repaid.
Gabin Odjoulayé est âgé de 32 ans et vit au Bénin. Gabin Odjoulayé est marié à Augustine, une marchande. Le couple a deux enfants, dont aucun scolarisé et tous à leur charge. En plus de leurs enfants, le couple a un autre enfant à charge. Le couple vit ensemble avec les enfants et assure ensemble les divers besoins du ménage. Afin d’assurer les diverses charges de la famille, Gabin Odjoulayé mène comme activité, depuis sept ans, l’électricité bâtiment dans sa région. Secondairement à cette activité, Gabin Odjoulayé vend des matériels électriques. Gabin Odjoulayé s’approvisionne au Nigéria. Afin de satisfaire la demande de ses clients, et d’accroître son revenu, Gabin Odjoulayé désire un crédit auprès de ALIDé. Pour ce faire, Gabin Odjoulayé sollicite pour la troisième fois, un crédit. Ce prêt lui permettra certainement de rehausser le niveau de son activité et de se faire plus de profits. Les crédits antérieurs ont été bien remboursés.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.