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Maria
Maria is part of the Communal Bank “Mis Sueños” (My Dreams) belonging to the city of Talca.

She has worked in fashion and dressmaking for 50 years. She mostly makes tracksuits (for schools), skirts, t-shirts, blouses, wedding dresses and formal dress. She works with her daughter. She converted part of her house into a workshop and she works the hours that she has available.

The goods and supplies that she needs, such as fabric, fleece, and various accessories for sewing and dressmaking, can be found in the city of Santiago, where everything can be found for a low cost, which is therefore economically convenient.

With the loan she will buy elastic, needles, fabric, fleece, pique fabric and lace.

One of Maria's goals is to have a small shop in her house, where she can include other types of goods and simultaneously carry out her sewing and dressmaking, and so generate more income and provide well for her family. Maria lives with her daughter, who works with her in sewing and dressmaking. She dreams of having a shop where she can serve her clients in a calmer way and sell other products.

She is very happy and grateful for the opportunity that Fondo Esperanza has given her, as it has allowed her to invest in her business. She also feels very comfortable with the company of the other enterprising women of the Banco Comunal group, as they share different activities and interests. With respect to the training imparted in the meeting, she has learnt to manage her business in a better way.

Talca belongs to the Maule region, located in the central zone of the country. It constitutes the administrative, economic and cultural centre of the region, being the most important city in the Chilean Central Valley.

There is a strange saying about Talca in Chile, "Talca, Paris, London". Some say that this saying derives from something originally said by an English person, "Talca is like London" because of the abundant mist that frequently covers the city in winter.
View original language description ↓
Maria forma parte del Banco Comunal “Mis Sueños” perteneciente a la ciudad de Talca.
Ella se dedica al rubro de moda y confección desde hace 50 años, confecciona específicamente buzos (para colegios), faldas, poleras, blusas, vestidos de novia y vestidos de gala, trabaja en conjunto con su hija, habilitó un parte de su casa como taller y su horario lo distribuye de acuerdo a su disponibilidad.
La mercadería e insumos que va necesitando como géneros, telas polar, accesorios varios para las costuras y confección lo encuentra en la cuidad de Santiago donde encuentra todo a bajo costo, por lo tanto conveniente económicamente.
Con el crédito comprará elásticos, agujas, géneros, tela polar, pique, blonda.
Una de las metas de Maria es tener un bazar en su casa, donde pueda incluir otro tipo de mercadería y a la vez realizando sus costuras y confecciones, así con esto generar mayores ingresos y darle un buen pasar a la familia.
Maria vive junto a su hija, quien trabaja con ella en las costuras y confecciones. Sus sueños a nivel laboral es tener un bazar donde atienda a su clientela de forma más tranquila y vender otros productos.
Ella está muy contenta y agradecida de la oportunidad que le ha brindado Fondo Esperanza, ya que le ha permitido invertir en su negocio.
Además se siente muy cómoda con la compañía de las demás emprendedoras del grupo del Banco Comunal, ya que comparten diferentes actividades e intereses. Respecto a las capacitaciones impartidas en las reuniones, ha aprendido administrar su negocio de mejor manera.
Talca pertenece a la región del Maule, ubicada en la zona centro del país. Constituye el centro administrativo, económico y cultural de la región, siendo la ciudad más importante del Valle Central chileno. Sobre Talca existe una curiosa referencia en Chile, la frase "Talca, París, y Londres". Entre los mitos al respecto, algunos dicen que es una derivación de la originalmente dicha por un inglés "Talca parece Londres", por la abundante neblina que cubre frecuentemente la ciudad en la temporada invernal, a semejanza

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,552,775
    Funds lent in using Kiva
  • 484.5
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Maria to buy elastic, needles, fabric, fleece, pique fabric and lace.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 8, 2012
Listed
Nov 16, 2012
Currency Exchange Loss:
Possible
Ended:
May 17, 2013