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Rasul is married, 45 years old, and father of two children, ages 18 and 16. Rasul started his business 21 years ago, when he was young and had to work with professionalism to provide necessary support for his future. Today he works hard to make his family's living conditions better, and to be able to give his children education on the modern level.

He owns a car mechanic shop where, with the two workers he employs, he repairs wheels and other car parts. During the 21-year period since he started his employment, Rasul has gained a fair number of customers asking for his services. He plans to expand his business and increase this number further.

Today, he’s asking for a loan from Kiva's partner, VFAC, to start repair work and improve the housing conditions where he and his family live.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $6,171
    Average annual income
  • 14
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD