Update on NehemiyaNehemiya is a 42-year-old businessman who sells new clothes in Bundibugyo, Uganda. He is married and has four children, three of whom are still in school. He has had his business for 15 years and it has been very lucrative; he has been able to build a house and pay school fees for his children. His business challenges are customers not paying on time and high taxes that minimize his profits. He dreams of educating his children so they can attain high qualifications, and of setting up a boutique. Nehemiya used his previous loan to buy clothes to sell. He is requesting another loan to buy new clothes to sell ahead of the Christmas season.
Previous Loan DetailsNehemiya is a 42-year-old business man who sells new clothes in Bundibugyo,Uganda. He is married adn has four children, three of them are still in school. He has been in the business for 15 years and it has been very lucrative since he was able to build a house and pay school fees for his… More from Nehemiya's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Nov 7, 2012
- Nov 15, 2012
- Currency Exchange Loss:
- Jun 19, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.