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Center Group
In this Group: Helen, Annan, Florence
This group is called "center" because they believe they are in the center of all good things to happen. They have taken loans for four years now without repayment default. They are three women who trade in fish and cassava.

Annan is 46 years old and a single parent who sells fish at her residence. She has been selling fish since 2001 and has improved from one level to another, especially with the loan from ID-Ghana. She was given 400 GHS in her fourth loan cycle and completed repayment in 25/9/2012. She now needs 600 GHS to buy enough fish to sell to customers.

She has two beautiful girls, ages 15 and 17 years. Her profit is used to pay her children's fees and reinvest in her business.

Annan, together with Helen and Florence, needs a total amount of 1,250 GHS to improve business.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 38
    View loans »
    Ghana Loans Fundraising
  • $11,603,250
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Center Group's $675 loan helped a member to buy three cartons of fish to sell to customers.
99% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 19, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014