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Ms Rafia is a 28-year-old married mother of two. She has been in the carpet manufacturing business for the last four years. She offers various handmade carpets of beautiful designs and is famous in her circle for providing good quality products. Ms Rafia happily does this work for the sake of her family. She tries hard to fulfill their demands, including food, clothing and education. She also does sewing as her part time job. In this way, she is better able to manage her family needs and requirements efficiently.

This is Ms Rafia’s second year with Kashf Foundation and she has shown excellent repayment behavior. She is happy with the support of Kashf foundation and has applied for a loan of PKR 25,000 to purchase bundles of good quality wool, nylon and polythene fibers in different colors. She expects to get an increase in her sales and wants to spend part of her profits on house improvements.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 362
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 95.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Rafia to purchase bundles of good quality wool, nylon and polythene fibers in different colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 18, 2012
Nov 15, 2012
Currency Exchange Loss:
Sep 17, 2013