This is Elena, 40, a resident of Silang, Cavite, Philippines. She is married to Roel, a construction worker, and is a mother to her children. She, together with her husband and children, manages their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.
Elena operates a fruit stand. She buys seasonal fruits that are native to the Philippines like pineapples, which are grown mostly in the south region of Luzon. She also sells bananas, papayas and other Filipino fruit staples. Her regular customers are the local tourists in their community. She earns a minimum of Php 500 in sales every day.
To help her continue operations of her business, she is requesting a Php 15,000 loan. She will use the loan to buy more quantities of fruit to expand her product inventory. She expects a boost in her business income as she expands her business.
Elena dreams of being able to give her children a good and high quality education and hopes to have a good life through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.