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From Vani district of West Georgia, Ketevan is 36 years old and lives with her husband, her 11-year-old son, and a daughter-in-law who is a pensioner. Ketevan works as a masseuse locally and earns a monthly income. Additionally, she runs an animal husbandry business consisting of a milk cow and two calves. The family produces cheese products which they sell at the local open market. Ketevan also grows nuts on agricultural land that she owns, selling 200-300 kg of them each year. The family also sows watermelons and melons on the family-owned land, selling on average 5000-7000 kg seasonally.

A very hard-working young woman with a great desire to get ahead, Ketevan has requested a loan to fence her agricultural land. She will also cultivate it and purchase nut saplings to plant and enlarge their garden. After several years, they will be able to harvest more products and sell for a good price. The increased income will be used to improve the family's living conditions and finance the education of her son. She awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 54
    View loans »
    Georgia Loans Fundraising
  • $8,096,850
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Ketevan to fence her agricultural land, cultivate it, and purchase nut saplings.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 12, 2012
Nov 15, 2012
Currency Exchange Loss:
Feb 17, 2014