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Gina
This is Gina, age 44, who is a resident of Caloocan in the Philippines. She is married to Victor and a mother to her children. She and her husband manage their household while operating a tailoring business. At this time, she is working hard to continually earn an income to pay for her everyday expenses.

Gina operates a tailoring business. She mainly offers curtains, bed sheets, blankets and other home-decorating items. Seasonal demands for clothing like uniforms and such are available all year round. She also does repairs and alterations. Her regular customers are her neighbors and the local community members. She earns a minimum of PHP 500 in sales every day.

To help her continue operating her business, she is requesting a PHP 10,000 loan. She will utilize the loan to buy more quantities of raw materials such as fabric, thread and other items needed in her business. She expects a boost in her business income as she expands her business.

Gina hopes her business will grow and dreams of being able to give her family a good future through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and draw strength and inspiration from the word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group comprises 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital and pay micro-finance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1047
    View loans »
    Philippines Loans Fundraising
  • $57,699,900
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Gina to pay for more quantities of raw materials such as fabric, thread and other items needed for her tailoring business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 18, 2012
Listed
Nov 15, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013