Tuinanau is 53 years old and married with 6 children. She has a small garden where she grows cabbages, tomatoes and cucumbers that she sells in her community or at the market. She has been doing this for 3 years. Tuinanau needs a loan to purchase more seeds and farming tools such as fertilisers, shovels and a bush knife to expand her vegetable garden. She has been a member of SPBD since 2010. Tuinanau will use the profits from her sales to save in her account for family expenses.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.