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Arminda is a very hard working woman who lives with her family in the city of Guadalupe, which is located north of the capital of our country. It is a very warm city where there is much agriculture. Arminda's parents taught her at a young age the value of hard work and how to struggle to get what she wanted despite adversities. Therefore, little by little, with much effort Arminda started her grocery business a year ago. It is located in the city market and every day Arminda workes nine hours attending to up to 25 customers a day. She believes business is going so well because she is kind to the customers and offers them quality products.

Arminda is very grateful to Kiva lenders because thanks to them she can buy more merchandise for her business, such as lima beans, peas, potato starch, peppers and wholesale dry beans, among other items. This means whe will have a wider variety of products so she can continue striving to reach her goal: "To have her own shop".
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Arminda es una mujer muy trabajadora, ella vive junto a su familia en la ciudad de Guadalupe, la cual se ubica al norte de la capital de nuestro país, es una ciudad muy calidad y sobre todo se desarrolla mucho la agricultura. Arminda es una mujer muy trabajora, sus padres le enseñaron desde muy joven el valor del trabajo y sobre todo a luchar por lo que desea a pesar de las adversidades, es por ello que poco a poco y con mucho esfuerzo Arminda inicio su negocio de venta de abarrotes desde un año, en el mercado de su ciudad. Día a día Arminda trabaja alrededor de 9 horas al día y puede atender hasta 25 clientes en el día; ella cree que le va bien en su negocio porque es muy amable con los clientes y sobre todo porque ofrece productos de calidad.

Arminda está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar mas mercadería para su negocio como menestras como habas, alverja, chuno, ají panca al por mayor, frejoles, pallares, entre otros; de esta manera ella podrá tener mayor variedad de productos y seguir luchando cada día para poder hacer realidad su más grande sueño:” Tener un local propio”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 156
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Arminda to buy vegetables such as lima beans, peas, potato starch, peppers and maize leaf, as well as wholesale dry beans, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 14, 2012
Nov 16, 2012
Currency Exchange Loss:
Oct 17, 2013