Nuufou is a 59-year-old married woman with eight children. She makes and sells Samoan cocoa in her community to earn a living. She has five years of experience in this business. Nuufou needs a loan to re-supply her business with more cocoa beans, a cocoa grinder and foam cups. She plans to use her profits to maintain her small business and provide support to her family. Nuufou has been a member of SPBD since 2009.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.