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Nyoman is a master carver from Bali who specializes in traditional masks and sculptures. He would like to purchase wood to increase production and also to be able to employ others in his community.

Nyoman has been selling through NOVICA since 2000. This is his story:

"I was taught to carve by my older brother. The traditional forms and poses are beautiful and of fine workmanship, which inspired me to learn this style. My favorite themes to work on are characters in religious mythology because they offer a variety of ways for an artist to express creativity and style. What I wish now is to continue upholding the values of those who taught and inspired me, while being able to continue taking very good care of my family and my woodcarving group.

I really want to thank you all for contributing to this microloan. I'll be able to get my workshop started again after I had to close it due to a lack of financial resources. I want to say many thanks once more: without your support I would not be able to continue my wood carving work."

Use the link below to view Nyoman's masks and wood sculptures on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.

About Indonesia

  • $5,200
    Average annual income
  • 20
    View loans »
    Indonesia Loans Fundraising
  • $5,461,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Nyoman to purchase wood and to employ others in his community.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 18, 2012
Nov 14, 2012
Currency Exchange Loss:
Jul 20, 2013