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Putu Gede
Putu Gede is a Balinese artisan who specializes in sterling silver jewelry with gemstone accents. He would like to invest in the purchase of silver and natural gemstones to increase his stock.

Putu Gede has been selling through NOVICA since 2008. This is his story:

"I have been passionate about designing since childhood. I love to create pieces based on traditional styles combined with a modern look. I've come to realize the importance of having a skill, so I've made a point of offering free training in silversmith techniques. My hope is that by doing so, I will enable people in need to earn a modest living and support their families."

"I feel so lucky to meet people like you who care about my situation over here. Your support through this microloan is meaningful to me, as it is very useful: it means I can continue the work that I had to suspend for a long time because of limited financial resources. I will not misuse the trust that you have placed in me. I will try to give all that I can give. Please accept my love and respect."

Use the link below to view Putu Gede's handmade jewelry on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.

About Indonesia

  • $5,200
    Average annual income
  • 12
    View loans »
    Indonesia Loans Fundraising
  • $5,460,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,850 helped Putu Gede to purchase silver and natural gemstones.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
At end of term
Dec 18, 2012
Nov 14, 2012
Currency Exchange Loss:
Apr 17, 2013